What do Pirates fans have in common with health insurers?

We have covered health care reform here for a while now, and we have heard all sides rattling on about “market forces.” As in, health insurers merely respond to market forces, such as rising costs or impatient shareholders. We started wondering, well, what about a market force created by those Americans who voluntarily strip down–those who drop insurance all together?

The term for this in the business is “naked.” And it is our latest “Minute of Your Time.”